Terms of Use

These terms apply to use of CampgroundInsurance.com, a website presented as operated by The Southern Agency, Inc. By using the site, you agree to use it lawfully and to read the information with the limitations below.

1. Information, not a policy

Articles, coverage overviews, checklists, state pages, comparisons, and other content are general educational information for owners and operators of RV parks, campgrounds, resorts, and related businesses. They are not legal, tax, accounting, risk-management, or insurance advice for a particular operation.

A page, form submission, phone call, email, estimate, indication, or conversation does not by itself create, bind, amend, renew, cancel, or replace insurance. Coverage is determined by the written policy, endorsements, applications, and other documents issued or accepted through the applicable insurance process. Read those documents and obtain advice appropriate to your situation.

2. Eligibility and availability

Insurance eligibility, limits, deductibles, exclusions, pricing, and availability depend on the operation, state, location, property, amenities, loss information, underwriting, and market conditions. The site does not promise that a carrier, quote, policy, market, or particular term will be available. Hypothetical examples are not quotes and should not be used as a pricing or coverage expectation.

3. Contact and external review tools

The contact form is for a general message and is not a complete insurance application or a secure channel for sensitive records. The separate coverage-review link is operated outside this site's page and may have different terms, privacy practices, eligibility questions, and submission requirements. Check the information presented on that service before using it.

4. Industry and association references

Nothing on this site should be read as an endorsement, sponsorship, exclusivity arrangement, or official association-administered program unless a separate written statement says so. Industry references are provided for context and do not alter policy terms or create a relationship with an association.

5. Acceptable use

Do not use the site to interfere with its operation, bypass access controls, submit malicious or deceptive content, impersonate another person, or send information you are not authorized to share. You may read and link to public pages for lawful purposes, but you may not copy or republish substantial site content, marks, or graphics without permission from the applicable rights holder.

6. Third-party content and links

The site may link to sources, carriers, service providers, and other websites that are not controlled by The Southern Agency. A link is provided for convenience and does not make the linked content part of this site or establish that its information is current, complete, or suitable for a particular decision. The other site's terms and privacy notice apply when you leave this site.

7. Availability of the website

The site and its content are provided as available. Pages may change, move, contain errors, or become temporarily unavailable. To the extent allowed by applicable law, The Southern Agency, Inc. does not make a warranty that the site will be uninterrupted, error-free, or complete, and information on a page is not a substitute for current written documents.

8. Changes and questions

These terms may be updated as the website or its services change. The date above identifies the current posted version. Questions may be sent to campgrounds@thesouthernagency.com or 800-777-1872.